Auto & Car Loan Calculator

If a new car is on your horizon and you’re trying to figure out how much each month’s loan payment should be, we have the perfect resource for you: Auto Loan AZ! Breaking away from confusing calculators like offers, our auto loan calculator by Avondale Car Dealership makes it easy to get an accurate estimate of what your monthly payments will amount too. Take this journey with us today and find financial clarity at last!

How To Use Our Automobile Car Loan Calculator

Our convenient auto loan calculator can help – all you need to do is provide us with some key information. We’ll ask for the price of your new ride and any down payments or trade-in values that apply; then we factor in interest rates along with how long you’d like to spread out those monthly installments over time. With just these details plugged into our easy-to-use online tool, calculating precise estimated payments has never been easier!

Auto Loan Calculator

Vehicle price ($)
Interest rate (%)
Period (month)
Down Payment ($)
Monthly Payment
Total Interest Payment
Total Amount to Pay

Or, if you want to do the math yourself, here’s how:

How Are Auto Loans Calculated?

When you take out an auto loan, the total cost of your new car can be calculated by using a few key pieces of information. For example: if you want to purchase a $20,000 vehicle and have a five-year term on it with interest at six percent ($2000 trade-in plus down payment), then over those 5 years you will pay just under $400 per month for your dream set of wheels – that’s including both principal and interest!

Used vs New Car Calculator

Have you been debating between buying a used or new car? Don’t fret! With the help of a used vs. new car calculator, and comparing your various options, it will become clear which is right for you. For example – let’s say that there are two cars in question; one being an affordable $20k pre-owned while the other comes with a hefty price tag of $30k as brand spankin’ new. Well depending on what loan terms qualify when entering them into this useful comparison tool – chances are leaning towards snagging up that more cost effective second hand model due to potentially lower interest rates than its newer counterpart. So don’t hesitate to utilize this handy financial guide before making any big decisions!

Have you already made the decision to take out either a 5 or 7 year auto loan? If so, use an online car finance calculator to better understand your monthly payments. With this helpful tool, quickly compute all of your variables such as vehicle price and interest rate for easy calculations that tell you exactly when final payment will be due! There are multiple options available too – from calculating one single month’s contribution on up to biweekly installments if needed. So don’t get overwhelmed; let the internet lend a hand in taking care of everything with just a few clicks!

Make sure you have the right auto loan for your situation – compare used car loan terms and monthly payments with our innovative 5 year auto finance calculator. Get informed about your financial future and find a great deal that fits all of your needs!

The Basics: Calculate Your Auto Loan Payment

Knowing the monthly payment rate can be complicated because it depends on factors such as credit history and score, but luckily there’s an easy solution! Using average interest rates of 4-8%, depending on the type of vehicle and other financial criteria like creditworthiness, you can estimate how much total interest will accumulate by multiplying the cost of your desired automobile with its length (in months) times that aforementioned percentage.

After you subtract your down payment from the car’s price, any cash rebates you receive can help reduce both the loan amount and your monthly automobile payments.

With an online auto loan calculator, you can determine how much car you can afford and find your perfect ride. Estimate monthly payments by taking into account additional fees such as sales tax so that surprise costs won’t be a factor on your journey!

Easily Save Funds on Your Car Loan

Put a big down payment towards your purchase, and consider trading in an old vehicle for extra savings. This will not only reduce the size of your loan but also lower its interest rate!

Refinancing your auto loan is a great option to reduce monthly payments and overall interest paid. To qualify, you must own the car or have built up equity in it – so don’t be afraid to drive away with even more savings!

Think of your monthly auto loan payment as a financial heavy weight to lift – by making extra payments, you’re knocking out debt sooner and saving big on interest costs. It’s easy too: switch up the timing with bi-weekly payments or add principal-only top ups at any time for even greater savings!

Make Your Next Vehicle Purchase at Avondale Car Dealership

Avondale Car Dealership is the place to find your dream car at a great price. Our immense selection of quality used cars, trucks and SUVs come with financing options for all types of credit – so you’re guaranteed to get into the perfect ride. Plus our auto amortization calculator can help map out extra payments plans that fit within your budget and give you trade-in value on any existing vehicles! Come shop today and drive happy tomorrow!

Schedule a Test Drive Today!




    Best time

    By submitting this form you will be scheduling a test drive appointment at no obligation and will be contacted within 48 hours by a service advisor.